Terms of Service

Last updated: July 10, 2026

Who we are

Summit Shield Insurance is an independent insurance brokerage. We are not an insurance carrier — we compare and recommend policies issued by third-party carriers, and any policy you purchase is a contract between you and that carrier.

Advice, quotes, and estimates

Quotes and pricing examples on this site (including illustrative figures such as monthly premium examples) are estimates for educational purposes. Final pricing is always determined by the carrier through underwriting and depends on your age, health, location, and coverage choices.

The consultation

Consultations are free, carry no obligation, and do not create a client relationship until you choose to apply for a policy through us. We're compensated by carriers only when a policy is placed, at the same commission rate regardless of carrier.

Using this website

• Content is provided for general information and isn't financial, legal, or tax advice.
• Don't misuse the site — no scraping, misrepresentation, or attempts to disrupt service.
• We may update site content and these terms; the "last updated" date above reflects the current version.

Limitation of liability

To the fullest extent permitted by law, Summit Shield Insurance is not liable for decisions made solely on the basis of website content without a consultation, or for the acts or omissions of third-party carriers.

Contact

Questions about these terms? Email summitshieldinsure@gmail.com.